In our third and final episode devoted to Specialty Lines, Charlie and his guest, Jackie LaRock of RT Specialty discuss EPL. After having discussed the impact of Covid and other market conditions on Cyber Liability and Public and Private D&O, they touch on Employment Practices Liability. All three lines have seen increases in rates and retention. This combined with a lowering of limits, more of this business has moved to the non-admitted, E&S space. In this ever-hardening market, it is important for agents to understand the underlying impacts on these Specialty Lines. In closing, remember to educate and prepare your clients for the changing rates and coverages. Don’t miss the prior two episodes in this series. Check them out at the links above.